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108 Everette StreetChattanooga, TN 37409Price: $399,900

  • Price: $399,900
  • Est. Mortgage of $/month
  • 88 Days on Market
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$/month over payments
Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $399,900List Price
  • 2Bedrooms
  • 2Bathrooms
  • 0.37Acreage
  • 1930Year Built
  • 1,199Square Feet

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Tucked away in a rare private setting in the heart of the highly sought-after Historic St. Elmo, this beautifully updated cottage blends timeless charm with thoughtful modern updates just minutes from Lookout Mountain. Renovated less than two years ago and meticulously maintained, this 2-bedroom, 2-bath home welcomes you with soaring ceilings, abundant natural light, skylights in the living room, and a cozy decorative fireplace that adds warmth and character to the space. A built-in bar creates the perfect spot for entertaining, while the open, airy layout feels both inviting and functional. One of the home's standout features is the seamless connection to outdoor living. Enjoy peaceful mornings on the covered front porch, unwind on the spacious side porch, or step directly onto the Guild-Hardy Trail accessible from the property itself -- a rare lifestyle amenity that truly sets this home apart. The fenced yard offers space for pets, play, or gardening, while the private driveway and additional street-level parking provide room for up to four vehicles -- an uncommon convenience in St. Elmo. Located just a short walk from local restaurants, shops, and neighborhood favorites, this home offers the perfect balance of privacy, charm, and walkable community living in one of Chattanooga's most beloved historic neighborhoods. This home can also be sold with the current beautiful furnishings for an additional cost. Seller is highly motivated and will contribute $5,000 in closing costs with an acceptable offer.

Property Details of 108 Everette Street

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 Listings courtesy of Realtracs as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 29, 2026 1:00 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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Listed by Sherry Lawrence of Zach Taylor Chattanooga (4234518881),