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4012 Payne Cove RoadPelham, TN 37366Price: $618,900

  • Price: $618,900
  • Est. Mortgage of $/month
  • 148 Days on Market
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Federal 30-year interest rate: 6.06% last updated on Jan 15, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $618,900List Price
  • 3Bedrooms
  • 2Bathrooms
  • 2.87Acreage
  • 2008Year Built
  • 2,644Square Feet

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Discover your private Tennessee mountain sanctuary at 4012 Payne Cove Road in Pelham TN, where 5 pristine acres meet authentic Gatlinburg-style luxury living just minutes from both Nashville and Chattanooga via I-24. This exceptional 2,644 square foot brick mountain estate showcases dramatic cathedral ceilings with massive wooden beams, custom hickory cabinets displaying master craftsmanship, and a stunning loft perfect for home office or artist studio overlooking the open-concept living areas. The thoughtful split floor plan provides 3 spacious bedrooms and 2 full bathrooms with privacy and comfort, while soaring ceilings capture the essence of classic Tennessee mountain architecture throughout this turnkey country property. Beyond the main residence, nearly 5 usable acres include an impressive 58x48 pole barn ideal for RV storage, farm equipment, workshop, or livestock operations, plus a generous 36x30 detached garage providing additional vehicle and hobby space. Pure, cold mountain well water and durable brick construction ensure low-maintenance country living, while the versatile property works beautifully as gentleman's farm, horse property, weekend retreat, or Airbnb investment opportunity. Located in scenic Grundy County near South Cumberland State Park, world-famous Caverns music venue, and Elk River recreation including fishing and kayaking, this Pelham mountain home delivers unbeatable value combining privacy, quality construction, abundant storage, and strategic highway access between Tennessee's major cities. Schedule your showing today to experience this rare Grundy County gem offering acreage, outbuildings, and mountain living convenience.

Property Details of 4012 Payne Cove Road

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 Listings courtesy of Realtracs as distributed by MLS GRID. Based on information submitted to the MLS GRID as of January 16, 2026 11:25 PM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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Listed by Mike Winton of Mike Winton Realty & Auction (9312245969)